SecureMyOffer

It protects home sellers if their buyer delays or defaults on a firm deal. Depending on the coverage you choose, it helps fund the legal costs of pursuing the buyer, advances the buyer's deposit to you, and covers carrying costs, relisting costs, and a lower resale price.

No. Your home insurance covers the house, contents and liability. Home Closing Insurance covers the financial fallout when a sale collapses. You'll still need your regular home insurance in place.

Coverage must be in place at least 14 days before your closing date. If your deal isn't firm yet, we can pre-approve you and hold your rate, then issue the policy once your sale goes firm.

Policies start at $349 all-in, including the policy fee and tax. Most sellers pay around $650, depending on how much protection they choose. One payment at closing, no deductible and no renewals.

Home sellers across Canada selling a private residence, condos included, priced under $4 million, with a licensed real estate agent involved and a buyer's deposit of at least 1.5% of the price or $4,000.

Let us know right away. We help fund the legal action against the buyer and can advance their deposit to you while it's resolved. With certain coverage levels, we also help with carrying costs, re-listing costs and any shortfall if the home resells for less.

Policies are underwritten by Accelerant Insurance Company of Canada. SecureMyOffer is a licensed Managing General Agent, and policies are brokered through Oasis Insurance Brokers.

It's our buyer-side product. Instead of tying up a large cash deposit, buyers can back their deposit with a surety bond. It works for resale homes as well as new builds and pre-construction purchases.

Yes. Many real estate agents bring it into the listing conversation to give sellers extra protection on a firm deal. Your commission is included as a covered seller cost at every coverage level.