The Mortgage Coach
Mortgage specialist · Ontario
Your contact: Sonya Sokoliuk
- Client reviews
- 4 on file
- Serves
- Ontario
- HouseUp Certified
- since November 2, 2026
- Licence
- On file with HouseUp
What The Mortgage Coach does
- Mortgage and finance
About The Mortgage Coach
Pricing
Consultation & Fee Disclaimer: Initial consultations are complimentary. Private lending transactions may be subject to a broker fee, which will be disclosed and discussed with you in advance.
Prices are set by The Mortgage Coach and may change. Ask for a written quote for your job.
Credentials
Documents HouseUp has on file for this business.
Mortgage Broker
FSRA
Licence no. M22000783
What clients say
4 client reviews. HouseUp members who request a quote can add their own.
“Sonya has played an integral role and has been such an amazing resource in assisting me with securing a mortgage. As a first time home buyer, I had a lot of questions about interest rates, amortization periods and terms. She really helped me understand the process which made it easier to navigate. What really stood out for me was that she took the time out to ask me about my day and my life, it really showed me that she cared and that had such a huge impact on me. 10/10 would definitely recommend!! Thank you so much Sonya for all of your help and wisdom!”
Kianna, Toronto ON
“Sonya our mortgage agent was incredible. I want to applaud her on all of her hard work. She did an amazing job guiding us through a journey to home ownership. She really takes care of her clients. Anytime I needed her she was available. I was really comfortable trusting her with everything. She is amazing and we had the best experience having her by our side.Thank you.”
Ryan and Jolette, St. Catherines ON
“As a first-time real-estate investor, I found myself in a very difficult situation that could have been catastrophic, and I want to sincerely say thank you to Sonya for all the hard work and relentless support. You are the most professional and helpful mortgage agent I have ever had the pleasure to work with. Your transparency throughout the whole refinancing process helped to put my mind at ease. If anyone is looking for a caring and professional person to help with all their mortgage needs, I highly recommend Sonya!”
Ivor, Shelburne ON
“Our mortgage renewal became stressful due to our unique circumstances. Sonya remained diligent, professional, caring and honest. We never felt like another number; we were people who needed mortgage assistance. She worked hard to secure the best mortgage rate possible for our family and financial needs. It was her humanity that allowed us to connect with her and trust her with our finances to ensure we were making the right decision for our family. She was approachable and passed no judgment. We enjoyed working with her immensely and strongly recommend her services to anyone!”
Ivor&Zanitta, Shelburne ON
Common questions
1. Is the initial consultation free?
Yes, initial consultations are complimentary. Private lending transactions may be subject to a broker fee, which will be discussed with you in advance.
2. What does a mortgage broker do?
I help you explore mortgage options from different lenders, understand your choices, and find a solution that fits your needs and financial goals.
3. Do I need a mortgage pre-approval before making an offer?
Getting pre-approved helps you understand your budget and is highly recommended before making an offer. It can help protect your deposit by identifying potential financing issues early. Pre-approval is not a guarantee of final mortgage approval.
4. How much can I afford to borrow?
Your borrowing power depends on your income, debts, credit history, down payment, and lender requirements. I can help you understand what may be possible.
5. Can you help if I’m self-employed or have unique income circumstances?
Absolutely. I’ll review your situation and help explore mortgage options that may suit your income structure and financial circumstances.
6. Can I refinance my mortgage or access my home equity?
Depending on your equity, income, and lender requirements, refinancing may help you access funds, consolidate eligible debts, or meet other financial goals.
7. Can you help if I’m going through a separation or divorce?
Yes. As a mortgage professional and Certified Divorce Specialist (CDS), I can help you explore mortgage options when buying out a partner, refinancing, or qualifying for a mortgage on your own.
8. What’s the first step?
Simply reach out. We’ll discuss your goals, review your circumstances, and explore your options. There’s no obligation to move forward.
More mortgage and finance
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Approved Mortgages
Toronto, Durham, Mississauga, Brampton, Markham
Ask for Sadiq Boodoo
- Mortgage and finance
- Mortgage and finance
I am a Mortgage Agent Level 1 with BRX Mortgage, helping buyers and homeowners across Ontario find a mortgage that actually fits their life. I work on purchases, renewals, refinances, switches and debt consolidation, comparing options from multiple lenders instead of just one bank. My approach is simple: I explain everything in plain language, stay upfront about rates and costs, and stay responsive from the first conversation to closing. Whether you are buying your first home or renewing an existing mortgage, I focus on getting you a clear plan and a rate you can feel good about. Call or text 647 780 5361 to get started.
- Mortgage and finance
Backed by 5+ years of industry experience and Pineapple Financial, I provide tailored mortgage solutions for homebuyers, investors, and homeowners across Ontario and beyond. With access to everything from institutional banks and monoline lenders to private MICs, I help clients secure financing that aligns with their immediate goals and long-term financial health.