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Yash Sharma Mortgages

Mortgage specialist · GTA, KWC and Niagara Region

Your contact: Yash Sharma

Client reviews
5 on file
Serves
GTA, KWC and Niagara Region
HouseUp Certified
since November 3, 2026
Licence
On file with HouseUp

What Yash Sharma Mortgages does

  • Mortgage and finance
Purchase mortgages: helping buyers get approved, including first-time buyers, and explaining down payment, closing costs, and the stress test in plain terms Pre-approvals: a written estimate of what you can borrow and a rate hold, usually for around 120 days, so you can shop with confidence Renewals: reviewing your current mortgage before it renews and checking if a better rate or terms are available elsewhere Refinances: borrowing against home equity, for example to consolidate debt, fund renovations, or lower monthly payments Switches/transfers: moving an existing mortgage to a new lender at renewal, usually with no new money borrowed Debt consolidation: rolling higher-interest debts into a lower-rate mortgage where it makes sense Lender comparison: comparing banks, credit unions, and other lenders on rate, penalties, prepayment options, and flexibility, not just the lowest rate Paperwork and process: collecting documents, submitting the application, dealing with the lender and underwriter, and walking you through conditions until closing

About Yash Sharma Mortgages

I am a Mortgage Agent Level 1 with BRX Mortgage, helping buyers and homeowners across Ontario find a mortgage that actually fits their life. I work on purchases, renewals, refinances, switches and debt consolidation, comparing options from multiple lenders instead of just one bank. My approach is simple: I explain everything in plain language, stay upfront about rates and costs, and stay responsive from the first conversation to closing. Whether you are buying your first home or renewing an existing mortgage, I focus on getting you a clear plan and a rate you can feel good about. Call or text 647 780 5361 to get started.

Pricing

Free to 1% broker fees depending on the nature of application

Prices are set by Yash Sharma Mortgages and may change. Ask for a written quote for your job.

Credentials

Documents HouseUp has on file for this business.

  • Mortgage Agent

    Financial Services Regulatory Authority of Ontario (FSRA)

    Licence no. M23007463

What clients say

5 client reviews. HouseUp members who request a quote can add their own.

  • “Yash was incredibly helpful for our mortgage application process. Yash was instrumental in our successful home closing! We had a very intricate mortgage application with multiple income sources that other lenders might find challenging. Yash was patient, strategically minded, and secured us an excellent rate with a Big 5 bank in record time. I wouldn't hesitate to recommend him to anyone, be it you are a first time home buyer, or self-employed. I would recommend him to anyone in a heartbeat. Thank you for being AWESOME!”

    Amogh S.

  • “As first-time home buyers, we couldn’t have asked for a better mortgage broker. Yash is very knowledgeable, responsive, and incredibly patient. He made everything simple to understand, guided us every step of the way, and helped make our home-buying experience smooth and stress-free. Highly recommended!”

    Ritu A.

  • “Thank you so much for helping me with my mortgage approvals 🙏 It helped me a lot and I couldn’t have looked for anyone better.”

    Jangmu S.

  • “Very helpful, helped me with approval on holdco. Smooth and easy”

    Naveen D.

  • “Yash communicated all options available to meet our borrowing needs. He was always on time and professional. He made it easy for us to sign all documents and was able to secure our loan as needed. I would recommend Yash to any potential borrowers”

    Elizabeth J.

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